31. Closing of Accounts

The Account Holder may at any time give notice, in writing, to the Bank that they wish to close any Account or Accounts which they hold with the Bank. In the case of Joint Accounts, the Bank will accept notice of closure from any one of the Account Holders. Such Accounts will be closed by the Bank once any required periods of notice have elapsed and any additional requirements relating to the Account Holder or the Account have been satisfied. The Bank will then repay to the Account Holder any balances due to the Account Holder plus any accrued interest due, less any charges which the Bank may, at its discretion, choose to levy with regard to the circumstances.

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